Credit Report Errors

Are there inaccurate entries on your credit report? Federal Law under the Fair Credit Reporting Act (FCRA) you are entitled under the law to have an accurate credit report.

Negative credit information often means that your credit rating is harmed and you will not be able to get a car loan, mortgage or consumer credit, or, pay much higher rates. Your credit rating may be the single most vital piece of public information today. It determines if you get that car loan, if you get that mortgage and how much interest you will be charged. Inaccurate and negative information on your credit report can severely disrupt your ability to finance and purchase goods, property and services in today's marketplace. For a free consultation give us a call at 414-751-7115 and/or email your information to us at litsref@gmail.com

Under FCRA You are entitled to a free credit report from each of the Credit Reporting Agencies: www.AnnualCreditReport.com.

Credit reports may be requested online, or by telephone: 1-877-322-8228. If you call, you will need to go through a verification process. Your reports will be mailed to you within a few weeks and are issued by Equifax, Experian and Transunion. You will likely have to provide some forms of identification such as

Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111 http://www.equifax.com

Experian
P.O. Box 2104
Allen, TX 75013
1-800-682-7654 http://www.experian.com

TransUnion
P.O. Box 2000
Chester, PA 19022-2000
1-800-888-4213 http://www.transunion.com

• A current or existing account is being reported, inaccurately, causing your credit rating damage;
• Unknown accounts or accounts that belong to other people;
• Inaccurate criminal entries
• Outdated personal information
• Information that is a result of identity theft